Legal Notice

On this page we show you all the information you need on the different general conditions of use for this website, in addition to legal information about ACTIVOS TURO/ CREDIT BACK.


General information

This website is owned by ACTIVOS TURO SL

Registered company name of the information service provider: ACTIVOS TURO SL.

Tax Code No.:  B-65-959249

Registered address: Calle Travessera de Gracia No. 30, 3o

Registration data in the Barcelona Company Register: Volume 43663 , Folio 2167 Page B-434876.

To effectively answer any questions you may have about the information contained on the website:

send a letter to Travessera de Gracia 30, 3o A and B , 08021 Barcelona,

Household: 34 93 362 42 43


intellectual property

ACTIVOS TURO/ CREDIT BACK exercises great care to design and maintain our websites and blog (hereinafter jointly referred to as “website”). Nonetheless, there is always the possibility that after some time, the information provided has become out-of-date or that the adopted views are no longer correct. Therefore, ACTIVOS TURO/CREDIT BACK is not liable for any possible consequences of the use of information from this website.

ACTIVOS TURO, SL is the owner of the brand and the commercial name CREDIT BACK.

© 2020 CREDIT BACK Its total or partial reproduction is forbidden. All rights reserved.

All the information contained in this website, including images, graphic designs or computer codes, trade names, trademarks and distinctive signs, among others, is the intellectual and industrial property of ACTIVOS TURO/ CREDIT BACK or its suppliers.

None of the materials contained in this website may be copied or shown to third parties without the express prior written permission of ACTIVOS TURO/ CREDIT BACK.

ACTIVOS TURO/ CREDIT BACK also guarantees that the contents, including those of intellectual property, are not of an illicit nature and do not infringe current legal regulations. Therefore, the contents of the website will not be xenophobic, pornographic, discriminatory, racist or in any way foment violence. In addition, ACTIVOS TURO/ CREDIT BACK shall take the legal measures it deems appropriate to prevent any kind of conduct contrary to law or morality.

It constitutes an infringement of the intellectual and industrial property rights protected by law to proceed with the reproducing or copying, distributing, modifying, ceding or public transmission of the information contained on the Web, unless it is authorised by the holder of the Rights or this is legally permissible.

ACTIVOS TURO/ CREDIT BACK will be able to offer the contents, functionalities or services of this Web by means of the development of Apps, in which case the User must have the technical and technological means necessary for such access.

professional standards
ACTIVOS TURO / CREDIT BACK is adhered to the Angeco Type Code, the National Association of Collection Management Entities
You can consult the Angeco Type Code at


The use of this website gives you the status of User of the same and expresses your full and unreserved acceptance of each and every one of the general conditions published by ACTIVOS TURO/CREDIT BACK from the moment that you access the Web, without prejudice to the acceptance of any specific conditions that may be applicable.

Any use other than that authorised is expressly prohibited, ACTIVOS TURO/CREDIT BACK being empowered to deny or withdraw access and use of the Web at any time, without prior notice, in relation to those users who breach these general conditions or any specific conditions which, where appropriate, result from its application.


ACTIVOS TURO/CREDIT BACK reserves the right to modify, unilaterally, at any time and without notice the present conditions. In these cases changes will be published and notified with the maximum possible advance notice.

In the same way, it reserves the right to modify, unilaterally, at any time and without prior notice, the presentation and configuration of the website.

exclusion of warranties and liabilities

Regarding the exclusion of warranties and liabilities, ACTIVOS TURO/CREDIT BACK shall not be held liable for the following:

  1. Any damages of any kind that may be due to the products or services provided or offered by third parties or entities through the Web, and in particular:
    • The breach of law, morality and good manners, as well as public order, or the use of the products and/or services offered in a manner not diligent or incorrect, or for illicit purposes or effects or contrary to what is established in these general conditions or in any specific conditions of use that may apply.
    • The infringement of industrial and intellectual property rights.
    • The violation of professional secrecy.
    • The infringement of the rights to honour, personal and family intimacy and the image of persons, and those relating to the protection of children and youth.
    • Carrying out acts of unfair competition.
    • The carrying out of illicit publicity or acts constituting a legal offence or of a pornographic nature.
    • The illegality or lack of veracity, accuracy, reliability, relevance, topicality and exhaustiveness of the contents and information transmitted or made available to users, including information and services provided by third parties or by users through the Web.
    • Failure to comply or defective compliance or termination for any reason of contracts made with third parties in connection with the provision of services through the Web.
    • The incapacitation of any User or the impersonation of the personality of a third party made by any User.
  2. ACTIVOS TURO/CREDIT BACK will only be responsible for its own services and content directly originated by it and identified with its Copyright as a trademark or sign of the intellectual or industrial property of the same.
  3. The damages of any kind that may be due to the knowledge by unauthorized third parties of the class, conditions, characteristics and circumstances of the use that the users make of the Web and of the services that it offers.
  4. Damages of any nature that may be due to the existence of errors in the access or use of the Web page, as well as in the access or use of its services or of the content, although it commits to avoid them, to update it or to rectify the said content. This explicitly excludes any responsibility for the lack of availability or continuity of the functioning of the web and of the services, as well as with regard to any failures in the access to the different Web pages or to those from which the services are provided.
  5. The damages of any nature that may be due to the information contained in its web page, or to which this web may establish hypertext links or “links”. The purpose of the “links” that appear on the page is purely informative, with ACTIVOS TURO/CREDIT BACK not being responsible in any case for the result that it is intended to obtain by means of access to the aforementioned “links”. Therefore, ACTIVOS TURO/CREDIT BACK shall not be liable for:
    • The availability, accessibility and operation or continuity of the linked sites.
    • The quality, lawfulness, reliability, usefulness, veracity, validity, exhaustiveness and/or authenticity of the content existing in the linked sites.
    • The maintenance, delivery or transmission of existing content in the linked sites.
  6. The damages of any nature that may be due to the existence of viruses in the computer system, electronic documents or files of the users. Likewise, by the presence of a virus in the services provided by third parties through the Web, causing alterations in the computer system, electronic documents or files of the users.
  7. Under no circumstances, including negligence, loss of business, loss of use, loss of profits, loss of data, indirect, incidental, special or consequential damages resulting from access to or use of the Web services, or any other form within the scope of the same.
  8. The damages that may derive from the knowledge that may have unauthorized third parties of the class, conditions, characteristics and circumstances of access and use that the users make of the Web and of the informations and services, as well as of the non-compliance by users of their obligations in relation to personal data.

In connection with the limitation of liability, ACTIVOS TURO/CREDIT BACK disclaims all warranties regarding WEB, express, implied or compulsory, including, but not limited to, the implied warranties of merchantability and fitness for the purpose and to the obligatory guarantees of protection against non-compliance

Translation of content into english

The versions of the Web in Spanish and English have only an informative effect. In the event of any discrepancy in the content of the version in English with the original version in Spanish, the published Spanish version will always prevail.


The access and use of the WEB

The User agrees to make diligent use and not to make available to third parties his username and password, as well as to communicate to ACTIVOS TURO/CREDIT BACK as soon as possible, the loss, theft or any risk of access to them by a third party.

The User is responsible for the veracity and accuracy of all the data that you enter in the Web, whatever function you use. Likewise, it declares that it has all the necessary permission concerning the data that it accesses and that it has the consent for the use of data belonging to third parties. In this sense ACTIVOS TURO/CREDIT BACK is exonerated of any responsibility for any Inaccurate, incomplete or incorrect data or because of the lack of consent for its use and incorporation into the Web


Legislation applicable and jurisdiction

All the conditions established will be governed by Spanish law. ACTIVOS TURO/CREDIT BACK and the User, expressly waiving the corresponding jurisdiction, are subject to the courts and tribunals of the User’s home, for any controversy under these general conditions.

In the event that the User has his/her domicile outside the Spanish territory, ACTIVOS TURO/CREDIT BACK and the User submit, with express waiver of the corresponding jurisdiction, to the courts and tribunals of Barcelona (Spain).